The health insurance industry has been exempt from federal antitrust laws- Change That!

Ask Your Representative to End Unfair Insurance Practices by Supporting H.R. 911

For nearly 65 years, the health insurance industry has been exempt from federal antitrust laws – leaving consumers susceptible to unfair price fixing, bid rigging, and market allocation.  It’s time to restore competition within the health insurance market and protect consumers from these unfair practices.

The U. S. House of Representatives is currently considering H.R. 911, the Competitive Health Insurance Reform Act of 2013: this legislation would repeal the McCarran-Ferguson antitrust exemption granted to the health insurance industry decades ago. Repeal of McCarran-Ferguson would allow federal agencies like the U.S. Department of Justice to investigate and challenge collective action by insurance companies and enable those impacted by illegal and anticompetitive practices to seek remedies against those insurers.

In the absence of federal oversight, regulation of the insurance industry will continue to be left with the states, which often lack the time and resources to effectively investigate antitrust claims. As a result, anticompetitive activities remain effectively unchecked. This must change: increased competition is important for consumers since it encourages innovation and fosters variety in the marketplace.


It’s time for the health insurance industry to play by the same rules as virtually every other industry in our country. Contact your Representative today and urge them to support H.R. 911. 

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